At the Crow River Bank we have two different options to guard against that accidental overdraft and to avoid those overdraft charges. Accidents do happen, and it's better to be safe than sorry! Choose from one or both of our options below:
IMMEDIATE CREDIT
Immediate credit is a line of credit that is attached to your checking account. If your account becomes overdrawn, money is automatically transferred from this line to keep your account positive.
Annual Fee of $25.00
Interest only charged on outstanding balance
Small monthly payments are automatically deducted from your checking account
Money for many worthwhile reasons. We can help you finance a loan for almost any purpose. Our personal loans are as individual as your needs. All applications must be received in person or mailed to either Crow River Bank location.
AUTOMATIC TRANSFER FROM SAVINGS
We can set up your checking account so that if you accidentally have a shortfall, funds will automatically be transferred from your savings account to cover. There is a charge of $5.00 per transfer. You can save a lot of money by using this option as you will avoid overdraft charges. It's a very simple process to sign up for automatic transfer, so give us a call today!