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Business Checking from Crow River Bank
EZ Online Banking from Crow River Bank

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Bill Pay from Crow River Bank

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Business Checking Accounts

At Crow River Bank we put a high priority on helping your business to succeed. Our business bankers are available to help you with your individual needs. We have various types of business checking accounts to choose from:

All Business Accounts

- FREE Online Banking
- Online Bill Pay
- Business Instant Cash & Check Card Available FREE
- Merchant Card Services Available
- Night Deposit Bag
- Large selection of checks
- Automatic deposit for employee payroll
- Endorsement stamps available
- Bank by Mail
- Telephone transfer
- Coin & Currency
- Business Loans of all kinds
- Telephone Banking
- Night Depository
- Confidentiality at all times

Business Checking

- Zero minimum balance
- $8.00 per month maintenance fee
- $.15 per debit/check paid
- $.07 per item deposited
- Earnings credit will be equal to the 3 Month US Treasury Bill Discount Rate, less 1% and shall be the rate in effect on the last business day of the preceding month. The credit will be calculated on the average daily collected balance less a 10% reserve requirement.

- Those accounts having a negative available balance during a statement cycle will be charged a fee equivalent to the Wall Street Journal U.S. Prime Rate plus 2% for the number of days the available balance is negative. The rate is determined by using the Wall Street U.S. Prime Rate in effect on the last business day of the preceding month.



Small Business Checking

- Minimum Required Balance of $400.00
- Monthly Service Charge of $8.00 if minimum balance is not maintained
- The first 40 deposit items per month FREE;
  $.20 will be charged for each item over limit
- The first 20 debit/check paid per month FREE;
  $.20 will be charged for each item over limit
- FREE Business Debit Card available
- Internet Banking Services and "EZ Pay" Bill Pay Services Available
- Check Images available for charge of $2.00 per month



Business NOW Checking

- Minimum balance to avoid service charge $1,600
or
- Average balance to avoid service charge $2,500
- Service Charge per month if under minimum $8.00
- Charge per debit/check paid if under minimum $.20
- Interest accrued daily and paid monthly on all available balances
- Interest rate subject to change at bank's discretion







Unlawful Internet Gambling Notice For Commercial Customers: Restricted transactions as defined in Federal Reserve Regulation GG are prohibited from being processed through this account or relationship. Restricted transactions generally include, but are not limited to, those transactions in which credit, electronic funds transfers, checks or drafts are knowingly accepted by gambling businesses in connection with the participation by others in unlawful Internet gambling.